Power of Attorney | 6 min read
Power of Attorney for Credit Card in the UAE: What to Name
A power of attorney for credit card lets a person you choose act for you on your card: ask for a replacement, close the account or settle a balance. Our lawyers and legal consultants draft, translate and handle your power of attorney in house, and we take it through ratification before a notary public.
Call +971 55 564 0358 to tell us what your agent needs to do.
The catch most people miss is the wording. A deed that says only “to deal with my bank” is a general agency, and the bank is likely to turn it away.
What a Power of Attorney for Credit Card Is For
You may be abroad, ill or simply unable to visit the bank. Your agent then does the card tasks in your name. Typical tasks are:
- Asking the bank for a statement or a balance.
- Paying off or settling the card balance.
- Asking the bank to close the card account.
- Collecting a replacement card, where the bank agrees.
Acceptance is decided by the bank that receives the document. We draft to our usual practice, and we advise you to ask your bank which wording it prefers before you sign.
General or Special Power of Attorney: Which One You Need
Under Federal Decree-Law No. 25 of 2025, an agency may be general, special, conditional, or deferred to a future time (Article 869). An agency written in general terms gives the agent only acts of management (Article 871(1)). Any act beyond management and preservation needs a special agency that names the act (Article 870(1)). You can read the law on the UAE Legislation portal.
For a power of attorney for credit card matters, this means a special power of attorney is the safer choice. It names the bank, the card and each act the agent may do. Read more in special power of attorney in Dubai and general power of attorney in Dubai. If the agent also needs your account, see power of attorney for a bank account.
What the Deed Must Name
Name each item clearly. We do not publish a copy-and-paste template, because your deed must fit your card and your bank.
- Your full name and the agent’s full name, as in the ID documents.
- The bank and the card or account the deed covers.
- Each act the agent may do, written one by one.
- Whether the agent may sign for you, receive money or close the account.
- The term, if you want one. There is no general legal validity period; the term is whatever the document says.
Steps to Get It Done
1
Send us the bank, the card and the tasks your agent must do.
2
We draft the deed in Arabic and English, and we check every document before the appointment.
3
We book the notary appointment and attend it with you.
4
Ratification is carried out before a notary public. The notary public checks your ID, reads the document out and ratifies it.
5
We take care of the legal translation and, if the bank is abroad, the MOFAIC attestation.
Dubai documents in a foreign language need an Arabic translation by a certified translator (Dubai Law No. 4 of 2013, Article 27). The notary checks identity from an ID card, passport or other official State document (Federal Decree-Law No. 20 of 2022, Article 7(1)). Our guide on how notarisation works at Dubai Courts explains the room and the process.
Talk to us
Call or WhatsApp +971 55 564 0358, or email info@poaindubai.ae.
What to Bring
For the full list, see power of attorney documents required in Dubai.
Official Fees
Federal and Dubai figures are different. Dubai Courts publishes its own fees, so we confirm the amount with the office that ratifies your document.
| Item | Amount | Source |
|---|---|---|
| Federal notary fee for a general or special power of attorney | AED 100 per party | Cabinet Resolution No. 19 of 2024 |
| Federal schedule with a private notary, up to 30% added | AED 130 per party | Cabinet Resolution No. 19 of 2024 |
| Notarising a translation in the instrument, federal | AED 50 per page | Cabinet Resolution No. 19 of 2024 |
| MOFAIC attestation, personal document | AED 150 | MOFAIC |
| MOFAIC attestation, commercial document | AED 2,000 | MOFAIC |
A general or commercial power of attorney is a commercial document on the MOFAIC list. Our own charge is quoted on enquiry, before any work starts, and is shown apart from the government fees.
What Gets a Deed Rejected
- Wording that is too general for the act the bank is asked to do.
- A blank field, or a name that does not match the ID.
- A foreign document without its attestation chain.
- Signing before the appointment.
Federal Decree-Law No. 25 of 2025 (Article 897) says an agency ends when the work is done, when its term expires, or on the death or loss of capacity of the principal or the agent.
Using It From or For Abroad
A document going abroad is ratified here and attested by MOFAIC. The receiving country decides what else it needs. For a document signed overseas and used in the UAE, read how to notarise a UAE power of attorney from abroad.
How We Help
We draft it in Arabic and English, we check every document before the appointment, we book the notary appointment and attend it with you, and we take care of the legal translation and the MOFAIC attestation. We also prepare the formal notice when a power of attorney is cancelled.
Frequently asked questions
How do I get a power of attorney in Dubai?
You tell us the task, we draft the deed and we take it through ratification before a notary public. You sign at the appointment. Our guide on how to get a power of attorney in Dubai lists the steps.
How do I make a power of attorney in Dubai for a card?
Name the bank, the card and every act the agent may do. A special power of attorney is the safer form, because acts beyond management must be named (Article 870(1)). We draft it for you.
How do I cancel a power of attorney in Dubai?
You may revoke at any time unless the agency involves a right of a third party or was issued in the agent’s interest (Article 898 of Federal Decree-Law No. 25 of 2025). Revoking at an inappropriate time or without acceptable justification may mean compensating the agent (Article 899). Tell your bank too. See how to cancel a power of attorney in Dubai, and note that the Dubai Land Department lists revocation as a free service for property deeds.
Can the bank refuse my power of attorney?
Yes. Acceptance is decided by the body that receives the document. Ask the bank for its wording before you sign, and send it to us.
Start Your Power of Attorney
Call +971 55 564 0358, WhatsApp us or email info@poaindubai.ae. Tell us what your agent needs to do and which authority will receive the document, and we will tell you which power of attorney you need, what to bring and what the official fees are.
Our office is in the Jebel Ali area, Sheikh Zayed Road, Dubai, UAE. Opening hours: Monday to Thursday, 9:00 to 18:00. Friday, 9:00 to 12:00. Saturday, 9:00 to 18:00. Sunday, closed.